This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your sales consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.
Interest rates and APRs are based on current market rates, are for informational purposes only, are subject
to change without notice and may be subject to pricing add-ons related to property type, loan amount,
loan-to-value, credit score and other variables - call for details. This is not a credit decision or a
commitment to lend. Mortgage insurance may be required. If mortgage insurance is required, the mortgage
insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be
available. APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking
into account such items as interest, most closing costs, discount points (also referred to as "points"), and
loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan). Your
monthly payment is not based on APR, but instead on the interest rate on your Note. Adjustable Rate Mortgage
(ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly
payments are subject to increase after the fixed period.
Rates and APRs also assume owner occupied Single family residences with an 80 loan-to-value (20% Down
payment). Discount point have varied and can be found on www.freddiemac.com. These mortgage averages are
for loans in 1st Lien Position. The historical Freddie Mac PMMS® data is provided "as is," with no
warranties of any kind, express or implied, including, but not limited to, warranties of accuracy or implied
warranties of merchantability or fitness for a particular purpose. Use of the data is at the user's sole
risk. In no event will the advertiser on this app or Freddie Mac be liable for any damages arising out of or
related to the data, including, but not limited to direct, indirect, incidental, special, consequential, or
punitive damages, whether under a contract, tort, or any other theory of liability, even if Freddie Mac is
aware of the possibility of such damages.
I am a career Soldier now working as a Realtor with Pete Anderson Realty in the unique and exciting city of Portland, Oregon as well as the very cool beach town of Pacific City on the Oregon coast.
I thoroughly enjoy living in downtown Portland with my beautiful wife and our Siberian husky, Koda. During my downtime, I enjoy a good local craft beer or spirit, exploring and experiencing the area, taking in a Trail Blazers game, or just relaxing on the Oregon coast.
I strive to provide a very positive experience for my clients as they work to purchase their own piece of the Rose City or market their current home as individual needs and values change. Customer service and my client’s needs are my priority. I aim to be responsive and available.
Although I work all over the metro area, my favorite areas are the “close in” neighborhoods of northeast and southeast Portland. I enjoy the different styles and charm of the older homes. I also appreciate modern updates and ammenities, as well as the accessibility of food, recreation and the other elements of the city lifestyle.
I chose to work with Pete Anderson Realty because it is a locally owned, customer-centered business with a great reputation of service to Portland and the Oregon Coast for over 40 years. “Large Enough to Count . . . Small Enough to Care!” perfectly describes the character of the company and it is reflected every day through the professionalism and personal service practiced by the leadership, staff and associated realtors of the company.
In addition to the serving for 20 years in the US Army, I have worked as a heavy truck and locomotive mechanic as well as the fields of law enforcement and security. I am also involved in a local nonprofit organization, which provides a summer day camp for children and young adults with autism.
You are going to a 3rd party website and there is NO WARRANTY, expressed or implied, for the accuracy of this information or its applicability to your financial situation. Please consult your sales consultant.